Buying a car can be intimidating, especially if you’re a first-time buyer and aren’t too sure of yourself. Knowing what you need to bring with you when you buy or lease a car can help take some of the pressure off. Having the right documents and information could speed up the process altogether, ensuring you leave the dealership in your new car sooner rather than later.
If you want to test drive a car, most dealerships only require that you bring a valid driver’s license. To get a loan, bring your driver’s license, pay stub, and proof of residence, like a utility bill. Lenders will examine your credit score as well but we’ll get to that in a moment.
Planning on leaving that day in your new car? Make sure you bring all of the items already listed as well as an insurance card. If you have a trade-in vehicle, bring all documentation for that as well.
If you know, without a doubt, that you have a high credit score, all you need to get financing is your driver’s license, insurance card, and documentation for your trade-in vehicle.
Have doubts about your credit score? Bring your driver’s license, insurance card, multiple recent pay stubs, a utility bill for proof of residency, and several references that aren’t living with you. El Cajon Mitsubishi's finance department can work with you to get you approved, no matter what your credit score is.