Can I finance extended warranties or protection plans?
Many extended warranties, GAP coverage, and maintenance plans can be financed as part of your auto loan. Adding these increases your loan amount and monthly cost, but spreads the expense over time. These products are optional and should be chosen based on your needs and budget.
Quick Summary
Extended warranties and GAP often can be added to your loan.
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Answered by Annie Brockway
Last updated 7/6/2026, 1:08:05 AM
Often, yes. Extended service plans, GAP insurance, and maintenance packages can typically be rolled into your auto loan. Doing so increases your loan principal and monthly payment but spreads the cost over the life of the loan.
These products are optional. Consider factors like your driving habits, vehicle reliability (Mitsubishi models are known for their reliability), and budget before adding coverage. Your finance manager can explain each option and help you decide.
- Coverage options: Extended warranties, GAP coverage and prepaid maintenance
- Financing impact: Adds to your loan balance and monthly payment
- Voluntary: Only purchase if it aligns with your needs
General Sales Manager, El Cajon Mitsubishi
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